About Us

First State Bank has been proudly serving North Texas since 1905. Founded in Gainesville, Texas, we are the oldest state-chartered bank in Texas and remain a locally owned, independent community bank more than 120 years later.

From personal banking and home loans to commercial lending, treasury management, and wealth management, our team is committed to helping individuals, families, and businesses reach their financial goals. Our Gainesville bankers live and work in the communities we serve, providing local decision-making, personalized service, and the experience our customers need at every stage.

As we continue to grow across North and Central Texas, Gainesville remains at the heart of our story. At First State Bank, we're proud of where we started, the communities we serve, and the relationships we've built for generations.